Month: June 2019

How to Get Grants to Start a Business

Finding funding for your small business can be a challenge. After all, there are numerous options available to you, and one size definitely does not fit all. Fortunately, the experts have weighed in on multiple different lenders, such as this National Funding review, that can help you come to the best solution for your needs.

IF YOU ARE WELL-ESTABLISHED

One of the best lenders to consider if you have been in business for at least a year, have a FICO score of 600 or more and have a minimum revenue of $100,000 is OnDeck. With this lender, you can borrow anywhere from $5,000 to $500,000 for three months to three years with an origination fee ranging from 2.5 to 4 percent. With over 100,000 borrowers since 2007, this lender offers both lines of credit and term loans.

IF YOU NEED FUNDING RIGHT NOW

Term loans are great, but sometimes you need cash immediately. To that end, BlueVine has received rave reviews from many of its customers. Creative financing options such as invoice financing, merchant cash advances, equipment loans and business lines of credit are available. You only need to have been in business for six months, and your annual revenue should be $100,000 for term loans or lines of credit. The terms of these loans are shorter, ranging from six months to one year, and you can borrow anywhere from $5,000 to $5 million.

IF YOU WANT A LOAN WITH A LOW APR

Another option is to get your loan from a small business lending platform such as Funding Circle. Since 2010, the global community of investors on this platform has lent more than $8.6 billion. Since there is no minimum revenue requirement, this is a great option for startups looking for fixed-rate term loans from viable investors. Loan amounts range from $25,000 to $500,000 in terms of six months to five years.

IF YOU ONLY NEED A SMALL LOAN

Term loans, lines of credit and even invoice financing are offered by StreetShares, and you don’t necessarily have to need a lot of money. This lender offers loans of as little as $2,000 to businesses that have existed for a year or more, have a FICO score of 600 and have annual revenue of at least $25,000. The loans last anywhere from three months to three years with origination fees of 3.95 to 4.95 percent.

Now that you have gotten a taste of what is out there, isn’t it time to peruse some more testimonials like the National Funding review? The more you learn about the specific options that exist for you as an entrepreneur, the more informed and customized your final decision can be. As we see it, that spells profits and eventual success for your small business.
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Questions to Ask When Preplanning a Funeral

Truth be told, nobody enjoys making their funeral plans. However, making the decision to plan for your end-of-life care can actually spare your loved ones from the stress and financial constraints that come after your death.

One of the biggest decisions you’ll need to make is whether you’ll need your body to be cremated or a buried in the ground. Over the years, cremation services are becoming more and more popular throughout the United States and even other countries. The reason for this is numerous benefits that come with cremation over traditional burial. 

There are numerous reasons why families in San Bernardino are opting for cremation services instead of standard burial. In this article, we have rounded up some of the biggest advantages of choosing cremation services in San Bernardino. 

1. Price

This is so far the biggest reason why families are choosing cremation services at higher rates. Traditional burial is simply a hectic and expensive process that leaves families with a lot of debts to pay. First, you need to buy a coffin, which costs thousands of dollars. You also need to buy a burial plot, a headstone, a vault, and embalming services – all of which can leave you swimming in the deep end of debt. Cremation, on the other hand, costs as little as a third of a burial price, as you only need to purchase a few products and services and the process itself is much easier than embalming.

2. Ash options

When you choose cremation services for your end of life care, your family will have more options with what to do with your ashes in than when you choose a standard burial. With a traditional burial, you only have one option – choosing where your body will be laid to rest. By choosing cremation San Bernardino, you can allow your family to scatter your ashes in their place of choosing, keep them in an urn, or even bury them. Cremation allows your family to lay your body to rest in a place that meant the most to you when you were alive.

Most people see cremation as a more environment-friendly option than a standard burial. Of course, cemeteries take up a lot of space that can be used for other purposes. By opting for cremation, we can significantly reduce the amount of space used for burials and use this space for more eco-friendly ways. 

It is understandable why some people still prefer standard burials over cremation. A burial usually gives you a physical gravesite where you can visit your departed loved ones and friends and pay your respects. Some families also have a tradition of burying their dead loved ones in the same piece of land so that they can rest forever close to one another.

However, it’s also important to consider the benefits of cremation. By choosing it, you can save your family a significant amount of money and stress. Your family will use this money to move on and for other purposes. 

For more information, contact aaroncremation.com to learn more about our services in San Bernardino today.… Read the rest